Final expense live transfers, billed on qualify.
Most final expense sellers bill you the moment a call connects. We bill when it qualifies — and if it doesn't, you don't pay for it.
What you're buying
A live transfer from a consumer who raised their hand for final expense coverage, routed to a licensed agent in the caller's state, on a seat you control. The call is bridged, recorded, and dispositioned in the same console you use to manage the rest of your traffic.
How the billing actually works
Every campaign carries a minimum billable duration. A call shorter than that is auto-credited — you never file anything. Past that threshold the call bills at the campaign's per-call rate, and it appears on the invoice as its own line with the recording attached.
If a call qualifies on duration but was still bad — wrong state, no intent, a hangup that gamed the clock — you get a dispute window measured in hours, set per campaign and defaulting to 72. Open a dispute from the call row itself.
Why that matters here
Final expense is a duration-sensitive vertical. Seniors hang up. Transfers land mid-sentence. A per-connect billing model quietly pushes that entire risk onto the agent, which is why the standard industry answer to "what if the call was junk?" is a phone call to your rep.
Ours is a button, a clock, and a rule you can read before you spend anything.
Pricing
Published on the pricing page — per-call rates and seat costs both. No application required to see a number.
What a transfer buys you that a lead does not.
The prospect is already on the line
No dial attempts, no voicemail, no callback window. The conversation starts at hello instead of at "is now a bad time?"
Intent is current, not remembered
You reach someone who asked about coverage minutes ago — not a form fill that has been sitting in a CRM since last quarter.
You pay per conversation, not per record
A record you never reached still costs you. A call that never qualified does not.
Final expense live transfers — common questions
How fast can I start taking calls?
Agents apply, attest to their licensed states, fund a wallet and go online — the portal is live the moment the application is accepted. There is no discovery call and no minimum spend to see pricing.
What makes a call billable?
One rule, published on the line: $X / Ns. A bridged call that reaches the line's qualifying time bills at the published price and is final. A call that does not reach it is credited automatically — you file nothing.
Can I dispute a call that did qualify?
Yes, within the campaign's dispute window (72 hours by default) on nine defined grounds — wrong vertical, duplicate, disconnected on connect, language mismatch, minor, no consent record, bot or non-human, routing error, short call. You open it from the call row and the credit posts back to the wallet.
Are calls exclusive?
A bridged call goes to one agent. The router selects a single seat per call — it does not fan the same caller out to a panel of buyers.
Do you route calls to states I'm not licensed in?
No. Licensed states are a routing input, checked before the bridge. A caller in a state you have not declared will not ring your seat.
Buying calls, or selling them to your own agents?
Apply as a licensed agent, pick your lines, fund a wallet and go online. Every line shows its price and qualifying time before you join it.
Point your ring tree at us, brand the portal, onboard your agents and bill them per qualified call — all under your own domain.
Related
Shared leads, exclusive leads, aged data and live calls compared on the only terms that matter: contact rate, who else has the record, and what you pay for a conversation that never happened.
Final expense inbound calls routed to licensed agents by state, billed per qualified call, with a dispute window and automatic credit on short calls.
Agency $179/mo ($5/call, 10 seats) or Agency Plus $279/mo ($2/call, 30 seats). $0 setup, 10 seats included.
Your branded portal, live in two minutes.
No demo, no sales call, no card. Create the workspace, drop your logo, paste one URL into your ring tree.
- Portal, wallet and bid endpoint provisioned on signup
- Shadow mode beside your current platform
- Founding pricing locked 12 months, $0 setup